SBA loans beyond expectations.
Get the capital your business needs with our streamlined SBA loan process. Fast approvals, competitive rates, and expert guidance every step of the way.
Everything you need to grow your business.
We offer a variety of financing solutions with favorable terms to help small businesses thrive.
SBA 7(a) loans for your business
The most versatile SBA loan program, perfect for working capital, equipment, and business expansion.
- Up to $5 million in funding
- Terms up to 25 years
- Competitive interest rates
SBA 504 loans to fuel your growth
Ideal for purchasing real estate, equipment, and other fixed assets for your business.
- Up to $5.5 million for equipment
- Fixed interest rates
- Low down payments
Business Line of Credit
Flexible funding that allows you to draw funds as needed for managing cash flow, unexpected expenses, or growth opportunities.
- Access funds when you need them
- Only pay interest on what you use
- Revolving credit structure
Term Loans
Traditional business loans with fixed or variable rates, ideal for specific business investments with predictable repayment schedules.
- Lump sum funding
- Predictable payment schedule
- Competitive fixed rates
Choose the business funding plan that's right for you
Compare all financing options to find the perfect solution for your business needs.
Bank with confidence
SBA loans are backed by the U.S. government, providing security and peace of mind for your business.
Fast approvals
Our streamlined process means you can get approved quickly and access capital when you need it most.
Competitive rates
SBA loans offer some of the most competitive interest rates available for small business financing.
Calculate your loan
Use our calculator to estimate your monthly payments and see how much you can borrow.
Loan Calculator
Our Simple Process
We've streamlined the SBA loan process to make it as simple and efficient as possible for our clients.
Initial Consultation
We'll discuss your business needs and goals to determine the best financing solution for you.
Application Preparation
Our team will help you prepare and submit a comprehensive loan application with all required documentation.
Underwriting & Approval
We'll guide your application through the underwriting process and work to secure approval.
Loan Closing
Once approved, we'll coordinate the closing process to ensure a smooth and timely funding.
Ongoing Support
Our relationship doesn't end at closing. We provide ongoing support throughout the life of your loan.
Why Choose Waterloo Funding?
- •SBA-backed loans with interest rates as low as 5.5%
- •Get approved in as little as 48 hours with our streamlined process
- •Our SBA specialists will guide you through every step
See why our customers love Waterloo Funding
Join thousands of satisfied business owners who have secured SBA loans through us.
"Waterloo Funding helped me secure an SBA loan to expand my daycare business. Their team guided me through every step of the process, making it smooth and stress-free. I couldn't be happier with the results!"
Sarah Johnson
Owner, Bright Horizons Daycare
"As a tech startup, we needed capital to scale our operations. The experts at Waterloo understood our unique needs and secured us favorable terms on our SBA loan. Their knowledge and dedication were invaluable."
Michael Rodriguez
CEO, TechSpark Solutions
"When I needed financing to purchase new brewing equipment, Waterloo Funding delivered. Their team's expertise in SBA loans saved us time and money. I highly recommend their services to any small business owner."
David Chen
Owner, Pacific Coast Brewing